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Hiwhy 100 Envelope Savings Challenge Binder, Leather Budget Binder for Planning and Saving $5050, Daily Savings Planner, Easy and Fun Way to Save $5,050 for Shopping, School, and Travel, Greenery

Brand: Hiwhy
  • A Challenging Journey: This binder offers a fun and challenging way to save money. Start by depositing $1 in the first pocket on day one, then increase the amount each day until you reach $100. By the end of the challenge, you'll have saved $5,050.
  • Durable and Convenient Design: The money saving binder is made of soft and durable pu leather, waterproof, tear-resistant and soft and comfortable to the touch. The transparent inner volume consists of 25 pages with 4 slots per page, totaling 100 slots. The high quality material makes the money saving binder can be used repeatedly for a long time.
  • Simple to Use: Only stick the envelope pockets on your wall or any flat surface and start saving! Each pocket is labeled with numbers from 1 to 100 for easy track of your progress. Each day, mark your progress on the color-coded chart using the erasable markers provided.
  • Versatile Gift Option: The 100 envelope challenge binder makes a thoughtful gift for friends, family, or colleagues. Encouraging them to embark on their own savings journey and cultivate better financial habits.
  • Unique Design: With our specially designed patterns, this budget binder stands out and adds a touch of style to your savings journey.
Brand: Hiwhy
Size: 9.06x7.09 IN
Color: Greenery
Manufacturer: Hiwhy
Part Number: LGXFNPZ
Material Type: Faux Leather
Isin: IQD5Z4MN8YV3

$29.57

  • Free shipping in US
  • Shipping: $6.5 Standard Shipping (5-10 Business Days)
  • Arrives:

  • Free 30-Day returns

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Sold by , Fulfilled by IBSPOT
Ships from USA

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Hiwhy 100 Envelope Savings Challenge Binder, Leather Budget Binder for Planning and Saving $5050, Daily Savings Planner, Easy and Fun Way to Save $5,050 for Shopping, School, and Travel, Greenery

Hiwhy 100 Envelope Savings Challenge Binder, Leather Budget Binder for Planni...

$29.57

If you find it difficult to save money, why not take our 100 Day Savings Challenge? Unlike traditional money saving, the Savings Book turns saving money into a challenge, giving you a greater sense of achievement and enjoyment when saving! 

Hiwhy's 100 Day Savings Challenge Multi-Purpose A5 Budget Binder with Cash Envelope is designed to fit on a standard A5 page or case, making it the ideal tool for effective financial management.

Money Saving Book Cover Size: 7.01"*9.13"

Inside page size: 7.01"*5.98"

Hiwhy money saving book is made of high quality material and durable binding method, which can ensure the savings book will be used for a long time without wear and tear or damage.

The 100 Envelope Money Saving Challenge Flipchart is a really great gift for all ages and can be a more fun way to complete the money saving challenge with your family and friends! Our 100 Envelope Money Saving Challenge is the perfect tool to help you save money and achieve your financial goals.

 

Processing Time

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  • Most orders are processed within 1–3 business days, depending on product availability.
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We currently ship to addresses within the United States only.

Products may ship from:

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Shipping Methods & Estimated Delivery

 

Shipping Method Estimated Delivery Cost
Free Shipping (US) 5–10 business days Free, available on eligible items
Standard Shipping (US to US by Item) 5–10 business days $6.50 for the first item, $2.00 each additional
Standard Shipping (From US Warehouse by Weight) 3–7 business days Starts at $6.50, increasing by $2 for every additional 4 oz (0.25 lb) up to 1 lb, then by $4 for each additional pound beyond 1 lb.
Extended Delivery (Ships from Overseas Warehouse) 10–15 business days $14.50 for the first item, $2.00 each additional

Shipping costs vary by product weight, quantity and origin. Exact rates and delivery estimates are displayed on each product page and confirmed during checkout.

Free Shipping

We offer free standard shipping on select products or during promotional periods. Availability of free shipping will be displayed on the product page and at checkout. 


Carriers

We primarily use USPS and UPS for U.S. deliveries. Items shipped from international warehouses may be handled by partner carriers depending on the country of origin.


Import Duties & Taxes

All import duties and taxes for goods imported into the United States are included in the product price. There are no hidden fees or additional charges at checkout.


Tracking & Notifications

Every order is fully trackable. You will receive a tracking number via email once your order ships. If your order ships in multiple packages, each package will have its own tracking number. If you don’t receive a shipping confirmation immediately, your order is still being processed and will arrive within the estimated timeframe shown at checkout.

You can track your shipment anytime using the Track Your Order page on our website.


Order Changes & Cancellations

If you need to modify or cancel an order, please contact our customer support team as soon as possible. Orders can only be canceled before they ship. Once shipped, cancellations are not possible, but you may request a return after the item is delivered.

Contact: support@ibspot.com


Item Not Received

If your tracking number shows “Delivered” but you haven’t received your package:

  1. Check with your local USPS or UPS office.
  2. Confirm that the shipping address provided was correct.
  3. If the issue remains unresolved, contact support@ibspot.com for assistance.

Damaged or Lost Parcels

If your package arrives damaged or fails to arrive, please contact us immediately. For deliveries to P.O. boxes, ibspot is not responsible for damage caused by weather, temperature, or theft.


Customer Support

For any questions about shipping, tracking, or delivery, our customer support team is here to help.

Email: support@ibspot.com

We’re always happy to help.

Please read our policy carefully before making a purchase.
We aim to ensure every customer has a smooth and transparent experience with ibspot.com.


Order Cancellation Policy

Customers may request to cancel an order before it has been shipped.
Once the package has been shipped, cancellations are no longer possible; however, you may still request a return after receiving your order.

How to Request a Cancellation

You can contact us through:

Please submit your cancellation request as soon as possible after placing the order to allow us to process it before shipment.


Return Policy

We accept returns for most items within 30 days of delivery for a full refund.

To be eligible for a return:

  • The item must be unused, in the same condition as received, and in its original packaging.
  • A tracking number must be provided to confirm the return shipment.

Non-Returnable Items

Certain products cannot be returned, including:

  • Perishable goods (for example, food, flowers, newspapers, magazines)
  • Intimate or sanitary goods
  • Hazardous materials or flammable liquids/gases
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  • Some health and personal care items

Partial Refunds (If Applicable)

Partial refunds may be granted in specific situations, such as:

  • Books with obvious signs of use
  • Opened CDs, DVDs, software, or vinyl records
  • Items not in their original condition, damaged, or missing parts not due to our error
  • Items returned more than 30 days after delivery

How to Return an Item

To initiate a return, please contact us at support@ibspot.com with your order number and details about the product you wish to return.
Our team will provide you with return instructions and a prepaid return label.


Shipping Cost for Returns

Please contact us before returning any item.
We will provide a free return shipping label.

If a return is sent back without prior contact or without our provided label, we cannot be held responsible for return shipping costs.

For items valued over $75, we recommend using a trackable shipping service or purchasing shipping insurance.
We cannot guarantee that we will receive your returned item if shipped independently.


Refund Processing

Once your return is received and inspected:

  • In-store returns are refunded to the original form of payment or issued as a gift card.
  • Mail-in returns using our prepaid label are refunded to the original payment method within 3–5 business days after we receive your return.

Please allow:

  • 5–7 business days for the return to reach our Returns Center.
  • An additional 3–10 business days for your bank to post the refund to your account.

Damages, Issues & Claims

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If you receive a defective, damaged, or incorrect item, contact us right away at support@ibspot.com.
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Product Claims

Before purchasing, please review product details carefully.
If there is a problem with your order upon arrival, visit our Support Center or contact us directly to arrange return shipping or replacement.


Exchanges

We do not process direct exchanges.
The fastest way to get what you need is to return the original item and place a new order once your return is accepted.


Return Address

IBSPOT Return Center
15 Sawmill Ln
Dover Plains, NY 12522
United States


Customer Support

Our support team is available 24/7 to assist with cancellations, returns, or general inquiries.

Email: support@ibspot.com
Contact Form: Contact Us page

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