Financial Planner & Monthly Planner & Monthly Bill Organiser – 12 Months Journey to Financial Freedom, Monthly Budget Book | Much More than Just a Budget Planner or Financial Planner
Financial Planner & Monthly Planner & Monthly Bill Organiser – 12 Months Journey to Financial Freedom, Monthly Budget Book | Much More than Just a Budget Planner or Financial Planner
Financial Planner & Monthly Planner & Monthly Bill Organiser – 12 Months Journey to Financial Freedom, Monthly Budget Book | Much More than Just a Budget Planner or Financial Planner
- BUDGET PLANNER WITH CASH SHOWS - This deluxe financial planner includes cash envelopes for budget planning. This is an undated budget planner and wealth planner in A5 format (5.8 x 8.3 inches). It features a soft PU leather hard cover, thick 100gsm paper, pen loop, elastic band, receipt pocket and 8-piece cash envelope system for budget planning. It is designed to help you reprogram your mindset for financial success, and helps you manage debt, track expenses, increase savings, and set up an emergency fund.
- Financial planner - Create strengthening financial habits and eliminate destructive ones. We help you become much more productive by teaching you how to develop supportive new habits. This invoice tracking notebook includes a monthly billing organization, a weekly planner, 12 monthly financial calendars, budgeting tools, goal-setting, balance sheets, expenditure tracking, financial reflection and review pages, habit tracking, savings tracking, debt tracking, repayment fund sheets, holiday budget tracking, and a year-end summary.
- MONEY PLANNER - Achieve your goals using the law of attraction, learn how to set big goals, be happy, divide your time well and follow the same methods millionaires around the world use to set goals and achieve them. Take control of your financial future and unlock your potential for prosperity and success with this comprehensive planner to support you on your path to financial freedom.
- Monthly budget planner – a financial planner for the family that helps reduce overstrain and stress and avoid procrastination. It follows a unique 8-step system that helps you bring harmony, clarity and peace back to your life while achieving your goals. This budget planner is the perfect birthday gift for men and women, an anniversary gift for couples and finally a gift for friends.
- Cost tracker notebook: luxurious and of the highest quality, ideal for women and men, perfect for entrepreneurs, professionals, students and anyone who has a burning desire to turn dreams into reality
| Brand: | Freedom Mastery |
|---|---|
| Size: | A5 |
| Color: | Purple |
| Manufacturer: | Freedom Mastery |
| Part Number: | KY1WYPH |
| Material Type: | Paper |
| Isin: | IR50HYETC54E |
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Fast Shipping
One week domestic shipping. Global delivery to the US in 2 weeks.
**Deluxe Budget Planner with Money Envelopes - Achieve financial success easily** Take control of your finances and pave the way to financial freedom with our **Budget Planner with Money Envelopes**. Designed to help you budget save more and eliminate debt, this A5 planner (5.8 x 8.3 inches) is equipped with features that support your financial journey. It includes 8 budget money envelopes, a PU leather hard cover, high-quality 100gsm paper, a pen loop, an elastic band and a receipt pocket to keep your financial tools organised in one place. **Key Features** - **Money Envelope System**: With the 8-piece envelope system, you can easily budget cash and stick to your spending plan. - **Undated Layout**: Start your budget journey anytime with the flexible, undated format. - **Comprehensive Financial Tools**: Track your spending, manage debt, set savings goals, and create an emergency fund with specialized trackers and good habit building pages. - **PREMIUM DESIGN**: Luxury PU leather cover, sturdy pen loop and elastic band ensure durability, while the A5 size makes the planner convenient for on the go. **FINANCIAL PLANNER FOR SUCCESS** This planner is more than just a budgeting tool - it helps you reprogram your financial mindset and break through destructive habits. Features include monthly and weekly financial calendars, bill overviews, goal-setting sheets, balance sheets, savings trackers, sinking funds pages, and holiday budget planning. Reflection pages allow you to review your progress and adjust your financial strategies. **Unleash your potential for prosperity** Inspired by methods used by millionaires, this financial planner integrates goal-setting strategies based on the **Law of Attraction** and helps you stay motivated, manage your time efficiently and realize your financial dreams. It is designed for anyone who wants to turn their goals into reality - whether entrepreneurs, students or professionals. **Reduce financial stress** Say goodbye to overstrain and procrastination. Our unique 8-step system is designed to bring clarity, peace and harmony into your financial life while helping you achieve your goals. **PERFECT GIFT FOR ANY OCCASION** Ideal for men and women, this planner makes a thoughtful gift for birthdays, anniversaries, or as a gift for friends. Help your loved one take control of their financial future with a tool that promotes both productivity and mindfulness.
Processing Time
- We process and ship orders Monday through Friday, excluding holidays.
- Most orders are processed within 1–3 business days, depending on product availability.
- Processing time does not include delivery time, which varies based on your location and the product’s shipping origin.
Shipping Coverage
We currently ship to addresses within the United States only.
Products may ship from:
- Our U.S. warehouses, or
- Our international fulfillment centers (including Korea, Japan, China, Australia, Mexico, Canada, the United Kingdom, and the EU).
Each product page clearly displays the “Ships From” location before checkout.
Shipping Methods & Estimated Delivery
| Shipping Method | Estimated Delivery | Cost |
|---|---|---|
| Free Shipping (US) | 5–10 business days | Free, available on eligible items |
| Standard Shipping (US to US by Item) | 5–10 business days | $6.50 for the first item, $2.00 each additional |
| Standard Shipping (From US Warehouse by Weight) | 3–7 business days | Starts at $6.50, increasing by $2 for every additional 4 oz (0.25 lb) up to 1 lb, then by $4 for each additional pound beyond 1 lb. |
| Extended Delivery (Ships from Overseas Warehouse) | 10–20 business days | $14.50 for the first item, $2.00 each additional |
Shipping costs vary by product weight, quantity and origin. Exact rates and delivery estimates are displayed on each product page and confirmed during checkout.
Free Shipping
We offer free standard shipping on select products or during promotional periods. Availability of free shipping will be displayed on the product page and at checkout.
Carriers
We primarily use USPS and UPS for U.S. deliveries. Items shipped from international warehouses may be handled by partner carriers depending on the country of origin.
Import Duties & Taxes
All import duties and taxes for goods imported into the United States are included in the product price. There are no hidden fees or additional charges at checkout.
Tracking & Notifications
Every order is fully trackable. You will receive a tracking number via email once your order ships. If your order ships in multiple packages, each package will have its own tracking number. If you don’t receive a shipping confirmation immediately, your order is still being processed and will arrive within the estimated timeframe shown at checkout.
You can track your shipment anytime using the Track Your Order page on our website.
Order Changes & Cancellations
If you need to modify or cancel an order, please contact our customer support team as soon as possible. Orders can only be canceled before they ship. Once shipped, cancellations are not possible, but you may request a return after the item is delivered.
Contact: support@ibspot.com
Item Not Received
If your tracking number shows “Delivered” but you haven’t received your package:
- Check with your local USPS or UPS office.
- Confirm that the shipping address provided was correct.
- If the issue remains unresolved, contact support@ibspot.com for assistance.
Damaged or Lost Parcels
If your package arrives damaged or fails to arrive, please contact us immediately. For deliveries to P.O. boxes, ibspot is not responsible for damage caused by weather, temperature, or theft.
Customer Support
For any questions about shipping, tracking, or delivery, our customer support team is here to help.
Email: support@ibspot.com
We’re always happy to help.
Please read our policy carefully before making a purchase.
We aim to ensure every customer has a smooth and transparent experience with ibspot.com.
Order Cancellation Policy
Customers may request to cancel an order before it has been shipped.
Once the package has been shipped, cancellations are no longer possible; however, you may still request a return after receiving your order.
How to Request a Cancellation
You can contact us through:
- Email: support@ibspot.com
- Contact Form: Submit a request through our Contact Us page
Please submit your cancellation request as soon as possible after placing the order to allow us to process it before shipment.
Return Policy
We accept returns for most items within 30 days of delivery for a full refund.
To be eligible for a return:
- The item must be unused, in the same condition as received, and in its original packaging.
- A tracking number must be provided to confirm the return shipment.
Non-Returnable Items
Certain products cannot be returned, including:
- Perishable goods (for example, food, flowers, newspapers, magazines)
- Intimate or sanitary goods
- Hazardous materials or flammable liquids/gases
- Gift cards
- Downloadable software
- Some health and personal care items
Partial Refunds (If Applicable)
Partial refunds may be granted in specific situations, such as:
- Books with obvious signs of use
- Opened CDs, DVDs, software, or vinyl records
- Items not in their original condition, damaged, or missing parts not due to our error
- Items returned more than 30 days after delivery
How to Return an Item
To initiate a return, please contact us at support@ibspot.com with your order number and details about the product you wish to return.
Our team will provide you with return instructions and a prepaid return label.
Shipping Cost for Returns
Please contact us before returning any item.
We will provide a free return shipping label.
If a return is sent back without prior contact or without our provided label, we cannot be held responsible for return shipping costs.
For items valued over $75, we recommend using a trackable shipping service or purchasing shipping insurance.
We cannot guarantee that we will receive your returned item if shipped independently.
Refund Processing
Once your return is received and inspected:
- In-store returns are refunded to the original form of payment or issued as a gift card.
- Mail-in returns using our prepaid label are refunded to the original payment method within 3–5 business days after we receive your return.
Please allow:
- 5–7 business days for the return to reach our Returns Center.
- An additional 3–10 business days for your bank to post the refund to your account.
Damages, Issues & Claims
Please inspect your order immediately upon receipt.
If you receive a defective, damaged, or incorrect item, contact us right away at support@ibspot.com.
We’ll evaluate the issue promptly and make it right.
Product Claims
Before purchasing, please review product details carefully.
If there is a problem with your order upon arrival, visit our Support Center or contact us directly to arrange return shipping or replacement.
Exchanges
We do not process direct exchanges.
The fastest way to get what you need is to return the original item and place a new order once your return is accepted.
Return Address
IBSPOT Return Center
15 Sawmill Ln
Dover Plains, NY 12522
United States
Customer Support
Our support team is available 24/7 to assist with cancellations, returns, or general inquiries.
Email: support@ibspot.com
Contact Form: Contact Us page
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