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Financial Planner, Monthly Budget Planner and Monthly Bill Organiser - 12 Month Journey to Financial Freedom, Monthly Budget Book Planner, Money Saving Book, Budget Planner, Financial Planner

  • Undated budget planner 2024 - The undated budget planner is a deluxe planner and wealth planner that shows you how to reprogram your mind to master financial success. A5 format (5.8 x 8.3 inches), thick paper 100 g/m², inner pocket, roadmap for financial success, 12 monthly planning overviews in high-quality lay-flat binding with 144 pages of effective budgeting lessons, including 3 sheets of colourful budget confirmations and stickers. The Millionaire Secrets help you find a way to pay off your debts, track your expenses, increase your savings, and build an emergency fund.
  • Bill organiser with pockets 2024 - The money planner creates strengthening financial habits and eliminates destructive financial habits. Help become more productive by learning how to develop new supportive habits. This money saving planner includes 12 monthly financial calendars, budget, goals, balance sheets, expenditure trackers, financial reflection and review pages, financial habit trackers, savings trackers, debt trackers, monthly bill trackers, falling fund sheets, holiday budget trackers, and a summary of the year.
  • Budget planner and monthly accounting organiser - Financial planners achieve your goals using the law of attraction, learn how to set big goals, be happy and manage your time well, and follow the same methods millionaires around the world use to set and achieve goals
  • Budget planner - your partner for family financial planning. Reduce overstrain, stress and eliminate procrastination. Follow a unique 8-step system that will help you bring harmony, clarity and peace back to your life while achieving your goals. This planner is the perfect birthday gift for men and women, an anniversary gift for couples and a Christmas gift for Mother's Day. Give the gift of organization and inspiration with this planner
  • COST TRACKER NOTEBOOK - Luxurious and of the highest quality, ideal for women and men, perfect for entrepreneurs, professionals, students and anyone who has a burning desire to turn dreams into reality, money back guarantee no questions asked
Brand: Freedom Mastery
Size: A5
Color: Rose Gold
Manufacturer: Freedom Mastery
Part Number: PP8Q395
Material Type: Faux Leather
Isin: IZT0HQLRG60N

$76.79

  • Free shipping in US
  • Shipping: $14.5 Extended Delivery (Ships from overseas warehouse, 10-15 Business Days)
  • Arrives:

  • Free 30-Day returns

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Sold by , Fulfilled by IBSPOT
Ships from USA

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Financial Planner, Monthly Budget Planner and Monthly Bill Organiser - 12 Month Journey to Financial Freedom, Monthly Budget Book Planner, Money Saving Book, Budget Planner, Financial Planner

Financial Planner, Monthly Budget Planner and Monthly Bill Organiser - 12 Mon...

$76.79

Imagine a planner to help you plan every part of your life: it will help you tackle the big questions such as finding your life purpose. Then he guides you in a few simple steps with creating a vision, setting big goals, and creating a step-by-step plan to ensure you achieve your goals. It helps you find areas in your life that need more attention so you can increase happiness and productivity. Next, this planner is an important area that most people miss, this planner ensures that you stay motivated every day. It shows you the easy way to create a strategy to keep you focused and driven. You can set priorities for your goals and schedule appointments as well as create positive habits. The habit building process designed in the planner guides you through the same process NASA uses for reprogramming astronauts, proving that it definitely works for you. This will help you reprogram your mind for success and remove any obstacles that hold you back. You will be more focused and bring harmony at all levels to make you feel happier and more fulfilled. In this planner you will find:
Step 1: Set your financial goals
Step 2: Create your financial strategy.
Step 3: Create a mind card or vision board.
Step 4: Financial Commitment and Statement Form
Step 5: Restructure your debt and pay off high tin debt first.
Step 6: Create new positive, strengthening habits.
Step 7: Increase monthly cash flow.
Step 8: Reprogram your mind for financial success.
Step 9: Year Reflection and Celebration
Monthly goals, trackers and

 

Processing Time

  • We process and ship orders Monday through Friday, excluding holidays.
  • Most orders are processed within 1–3 business days, depending on product availability.
  • Processing time does not include delivery time, which varies based on your location and the product’s shipping origin.

Shipping Coverage

We currently ship to addresses within the United States only.

Products may ship from:

  • Our U.S. warehouses, or
  • Our international fulfillment centers (including Korea, Japan, China, Australia, Mexico, Canada, the United Kingdom, and the EU).

Each product page clearly displays the “Ships From” location before checkout.


Shipping Methods & Estimated Delivery

 

Shipping Method Estimated Delivery Cost
Free Shipping (US) 5–10 business days Free, available on eligible items
Standard Shipping (US to US by Item) 5–10 business days $6.50 for the first item, $2.00 each additional
Standard Shipping (From US Warehouse by Weight) 3–7 business days Starts at $6.50, increasing by $2 for every additional 4 oz (0.25 lb) up to 1 lb, then by $4 for each additional pound beyond 1 lb.
Extended Delivery (Ships from Overseas Warehouse) 10–20 business days $14.50 for the first item, $2.00 each additional

Shipping costs vary by product weight, quantity and origin. Exact rates and delivery estimates are displayed on each product page and confirmed during checkout.

Free Shipping

We offer free standard shipping on select products or during promotional periods. Availability of free shipping will be displayed on the product page and at checkout. 


Carriers

We primarily use USPS and UPS for U.S. deliveries. Items shipped from international warehouses may be handled by partner carriers depending on the country of origin.


Import Duties & Taxes

All import duties and taxes for goods imported into the United States are included in the product price. There are no hidden fees or additional charges at checkout.


Tracking & Notifications

Every order is fully trackable. You will receive a tracking number via email once your order ships. If your order ships in multiple packages, each package will have its own tracking number. If you don’t receive a shipping confirmation immediately, your order is still being processed and will arrive within the estimated timeframe shown at checkout.

You can track your shipment anytime using the Track Your Order page on our website.


Order Changes & Cancellations

If you need to modify or cancel an order, please contact our customer support team as soon as possible. Orders can only be canceled before they ship. Once shipped, cancellations are not possible, but you may request a return after the item is delivered.

Contact: support@ibspot.com


Item Not Received

If your tracking number shows “Delivered” but you haven’t received your package:

  1. Check with your local USPS or UPS office.
  2. Confirm that the shipping address provided was correct.
  3. If the issue remains unresolved, contact support@ibspot.com for assistance.

Damaged or Lost Parcels

If your package arrives damaged or fails to arrive, please contact us immediately. For deliveries to P.O. boxes, ibspot is not responsible for damage caused by weather, temperature, or theft.


Customer Support

For any questions about shipping, tracking, or delivery, our customer support team is here to help.

Email: support@ibspot.com

We’re always happy to help.

Please read our policy carefully before making a purchase.
We aim to ensure every customer has a smooth and transparent experience with ibspot.com.


Order Cancellation Policy

Customers may request to cancel an order before it has been shipped.
Once the package has been shipped, cancellations are no longer possible; however, you may still request a return after receiving your order.

How to Request a Cancellation

You can contact us through:

Please submit your cancellation request as soon as possible after placing the order to allow us to process it before shipment.


Return Policy

We accept returns for most items within 30 days of delivery for a full refund.

To be eligible for a return:

  • The item must be unused, in the same condition as received, and in its original packaging.
  • A tracking number must be provided to confirm the return shipment.

Non-Returnable Items

Certain products cannot be returned, including:

  • Perishable goods (for example, food, flowers, newspapers, magazines)
  • Intimate or sanitary goods
  • Hazardous materials or flammable liquids/gases
  • Gift cards
  • Downloadable software
  • Some health and personal care items

Partial Refunds (If Applicable)

Partial refunds may be granted in specific situations, such as:

  • Books with obvious signs of use
  • Opened CDs, DVDs, software, or vinyl records
  • Items not in their original condition, damaged, or missing parts not due to our error
  • Items returned more than 30 days after delivery

How to Return an Item

To initiate a return, please contact us at support@ibspot.com with your order number and details about the product you wish to return.
Our team will provide you with return instructions and a prepaid return label.


Shipping Cost for Returns

Please contact us before returning any item.
We will provide a free return shipping label.

If a return is sent back without prior contact or without our provided label, we cannot be held responsible for return shipping costs.

For items valued over $75, we recommend using a trackable shipping service or purchasing shipping insurance.
We cannot guarantee that we will receive your returned item if shipped independently.


Refund Processing

Once your return is received and inspected:

  • In-store returns are refunded to the original form of payment or issued as a gift card.
  • Mail-in returns using our prepaid label are refunded to the original payment method within 3–5 business days after we receive your return.

Please allow:

  • 5–7 business days for the return to reach our Returns Center.
  • An additional 3–10 business days for your bank to post the refund to your account.

Damages, Issues & Claims

Please inspect your order immediately upon receipt.
If you receive a defective, damaged, or incorrect item, contact us right away at support@ibspot.com.
We’ll evaluate the issue promptly and make it right.

Product Claims

Before purchasing, please review product details carefully.
If there is a problem with your order upon arrival, visit our Support Center or contact us directly to arrange return shipping or replacement.


Exchanges

We do not process direct exchanges.
The fastest way to get what you need is to return the original item and place a new order once your return is accepted.


Return Address

IBSPOT Return Center
15 Sawmill Ln
Dover Plains, NY 12522
United States


Customer Support

Our support team is available 24/7 to assist with cancellations, returns, or general inquiries.

Email: support@ibspot.com
Contact Form: Contact Us page

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Disclaimer: Statements made, or products sold through this website, have not been evaluated by the United States Food and Drug Administration. Products are not intended to diagnose, treat, cure or prevent any disease.