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100 Envelopes Money Saving Challenge Binder, A5 Money Saving Binder Budget Planner, 100 Days Savings Book for Money Challenge, Save Binder Budget Binder with Cash Envelopes to Save €5050 Money Saving

Brand: Wowlela
  • A5 money saving budget planner, a good helper when saving money: revolutionise your saving game with the 100 envelopes challenge binder! Use a dynamic, appealing and proven method to save 5050 euros for an emergency fund, a deposit for a car, a desired holiday or a credit card payment in just 100 days. Use this money saving folder to achieve your budget goals.
  • MONEY SAVING CHALLENGE BINDER: You will receive an A5 money saving folder budget, 25 pages with 100 envelopes to save, 1-100 number stickers, you can customize and develop a savings program that works individually for you. With the savings challenge folder with 100 envelopes, you can have more fun with your savings challenge. When you have completed the 100-day savings challenge, you save 5050 euros. You can manage your planner and your savings more efficiently
  • High Quality Materials & Multifunctional Design Our budget planner features a durable leather cover that is tear and scratch resistant. Clear PVC cash envelope compartments protect your items from dust and water. It has multiple compartments for bank cards, ID cards, bills, pens, instant pictures and more. With this envelope challenge folder, an inspiring and fun way to save money.
  • Portable and easy to use: the budget planner with a size of 23.5 x 17.50 x 3 cm can be stored in your handbag, backpack or desk, and you can take it anywhere to plan your budget. This budget folder is not only an excellent tool for organizing your finances, but also a wallet that acts as a money saving organiser and envelope system.
  • Stylish & Practical Gift: the 100 envelopes money book binder helps relatives and friends develop saving habits, suitable for friends, family, colleagues, elders, etc. You can give it to them for birthdays, Father's Day, Mother's Day, Christmas and New Year and other holidays, and they will certainly be happy and excited about this money saving budget planner set. Because anyone who receives this gift will be able to quickly save €5,050.
Brand: Wowlela
Color: White
Manufacturer: Wowlela
Part Number: S5PYGM5
Material Type: Polyvinyl Chloride
Isin: IDFL5LPGWFL6

$33.67

$33.91
1% off
  • Free shipping in US
  • Shipping: $14.5 Extended Delivery (Ships from overseas warehouse, 10-15 Business Days)
  • Arrives:

  • Free 30-Day returns

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Sold by , Fulfilled by IBSPOT
Ships from USA

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100 Envelopes Money Saving Challenge Binder, A5 Money Saving Binder Budget Planner, 100 Days Savings Book for Money Challenge, Save Binder Budget Binder with Cash Envelopes to Save €5050 Money Saving

100 Envelopes Money Saving Challenge Binder, A5 Money Saving Binder Budget Pl...

$33.67 $33.91 (1% off)

Features:

Household Planning Tool This A5 Savings Challenge Binder is more than just a book; it is your companion in achieving financial goals. Use its structured framework to effectively plan and manage your budget, ensuring financial stability and success.

100 DAY SAVING CHALLENGE The portfolio is specifically designed for a 100-day savings challenge that promotes a systematic approach to building savings. Each envelope represents a day, making the process visually appealing and the goal easier to achieve.

MAGNETIC BUTTON CLOSURE FOR SECURITY The household book is equipped with a magnetic button closure, which ensures that your financial records are securely held together. So you can keep your budget data confidential and easily accessible, which is not only convenient, but also ensures peace of mind.

CARD ORGANIZATION POCKET The household book folder is equipped with convenient card slots, which you can store cards or other important financial documents. This feature increases the overall functionality of the household book as everything you need is kept in one accessible place.

PERFECT GIFT FOR FRIENDS AND FAMILY This money book is the perfect gift for friends and family. It transforms the often scary task of budgeting planning into an engaging and interactive challenge that promotes financial awareness and accountability in a playful and accessible way.

Specification:

Type: Money Saving Household Folder

Colour: white.

Format: A5.

Inner material: PVC.

Package size: 23.50*17.50*3cm/9.25*6.88*1.18inch

Package weight: 380 g/13.40 oz.

Package:

1 x A5 binder.

25 x cash envelopes.

1 x 100-day challenge card.

 

Processing Time

  • We process and ship orders Monday through Friday, excluding holidays.
  • Most orders are processed within 1–3 business days, depending on product availability.
  • Processing time does not include delivery time, which varies based on your location and the product’s shipping origin.

Shipping Coverage

We currently ship to addresses within the United States only.

Products may ship from:

  • Our U.S. warehouses, or
  • Our international fulfillment centers (including Korea, Japan, China, Australia, Mexico, Canada, the United Kingdom, and the EU).

Each product page clearly displays the “Ships From” location before checkout.


Shipping Methods & Estimated Delivery

 

Shipping Method Estimated Delivery Cost
Free Shipping (US) 5–10 business days Free, available on eligible items
Standard Shipping (US to US by Item) 5–10 business days $6.50 for the first item, $3.00 each additional
Standard Shipping (From US Warehouse by Weight) 3–7 business days Starts at $6.50, increasing by $2 for every additional 4 oz (0.25 lb) up to 1 lb, then by $4 for each additional pound beyond 1 lb.
Extended Delivery (Ships from Overseas Warehouse) 10–15 business days $14.50 for the first item, $4.00 each additional

Shipping costs vary by product weight, quantity and origin. Exact rates and delivery estimates are displayed on each product page and confirmed during checkout.

Free Shipping

We offer free standard shipping on select products or during promotional periods. Availability of free shipping will be displayed on the product page and at checkout. 


Carriers

We primarily use USPS and UPS for U.S. deliveries. Items shipped from international warehouses may be handled by partner carriers depending on the country of origin.


Import Duties & Taxes

All import duties and taxes for goods imported into the United States are included in the product price. There are no hidden fees or additional charges at checkout.


Tracking & Notifications

Every order is fully trackable. You will receive a tracking number via email once your order ships. If your order ships in multiple packages, each package will have its own tracking number. If you don’t receive a shipping confirmation immediately, your order is still being processed and will arrive within the estimated timeframe shown at checkout.

You can track your shipment anytime using the Track Your Order page on our website.


Order Changes & Cancellations

If you need to modify or cancel an order, please contact our customer support team as soon as possible. Orders can only be canceled before they ship. Once shipped, cancellations are not possible, but you may request a return after the item is delivered.

Contact: support@ibspot.com


Item Not Received

If your tracking number shows “Delivered” but you haven’t received your package:

  1. Check with your local USPS or UPS office.
  2. Confirm that the shipping address provided was correct.
  3. If the issue remains unresolved, contact support@ibspot.com for assistance.

Damaged or Lost Parcels

If your package arrives damaged or fails to arrive, please contact us immediately. For deliveries to P.O. boxes, ibspot is not responsible for damage caused by weather, temperature, or theft.


Customer Support

For any questions about shipping, tracking, or delivery, our customer support team is here to help.

Email: support@ibspot.com

We’re always happy to help.

Please read our policy carefully before making a purchase.
We aim to ensure every customer has a smooth and transparent experience with ibspot.com.


Order Cancellation Policy

Customers may request to cancel an order before it has been shipped.
Once the package has been shipped, cancellations are no longer possible; however, you may still request a return after receiving your order.

How to Request a Cancellation

You can contact us through:

Please submit your cancellation request as soon as possible after placing the order to allow us to process it before shipment.


Return Policy

We accept returns for most items within 30 days of delivery for a full refund.

To be eligible for a return:

  • The item must be unused, in the same condition as received, and in its original packaging.

  • A tracking number must be provided to confirm the return shipment.

Non-Returnable Items

Certain products cannot be returned, including:

  • Perishable goods (for example, food, flowers, newspapers, magazines)

  • Intimate or sanitary goods

  • Hazardous materials or flammable liquids/gases

  • Gift cards

  • Downloadable software

  • Some health and personal care items

Partial Refunds (If Applicable)

Partial refunds may be granted in specific situations, such as:

  • Books with obvious signs of use

  • Opened CDs, DVDs, software, or vinyl records

  • Items not in their original condition, damaged, or missing parts not due to our error

  • Items returned more than 30 days after delivery


How to Return an Item

To initiate a return, please contact us at support@ibspot.com with your order number and details about the product you wish to return.
Our team will provide you with return instructions and a prepaid return label.


Shipping Cost for Returns

Please contact us before returning any item.
We will provide a free return shipping label.

If a return is sent back without prior contact or without our provided label, we cannot be held responsible for return shipping costs.

For items valued over $75, we recommend using a trackable shipping service or purchasing shipping insurance.
We cannot guarantee that we will receive your returned item if shipped independently.


Refund Processing

Once your return is received and inspected:

  • In-store returns are refunded to the original form of payment or issued as a gift card.

  • Mail-in returns using our prepaid label are refunded to the original payment method within 3–5 business days after we receive your return.

Please allow:

  • 5–7 business days for the return to reach our Returns Center.

  • An additional 3–10 business days for your bank to post the refund to your account.


Damages, Issues & Claims

Please inspect your order immediately upon receipt.
If you receive a defective, damaged, or incorrect item, contact us right away at support@ibspot.com.
We’ll evaluate the issue promptly and make it right.

Product Claims

Before purchasing, please review product details carefully.
If there is a problem with your order upon arrival, visit our Support Center or contact us directly to arrange return shipping or replacement.


Exchanges

We do not process direct exchanges.
The fastest way to get what you need is to return the original item and place a new order once your return is accepted.


Return Address

IBSPOT Return Center
15 Sawmill Ln
Dover Plains, NY 12522
United States


Customer Support

Our support team is available 24/7 to assist with cancellations, returns, or general inquiries.

Email: support@ibspot.com
Contact Form: Contact Us page

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