Wuhonghao Budget Planner German, Savings Book for Money with Lock, A6 Budget Planner, Password Money Saving Folder, Money Saving Folder, 100 Envelope Saving Challenge Book, Cash Saving Planner Binder,
$43.71
- $9.99 shipping from Germany View details
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- Multifunctional: the budget planner with password lock supports cash stuffing, envelope method and saving challenge budget planner. Ideal for the money saving challenge, save 100 days challenge, 100 envelopes saving challenge and as a wallet to save
- Secure and private: security thanks to lockable password lock. Perfect for your saving folder for money, savings book for money challenge, saving folder for money German and as a money organiser for cash or money organiser folder.
- High quality and durability: made of PU leather - durable and robust. Ideal for cash stuffing, as a saving folder, saving folder, saving book for money and book for saving. Ideal for cash stuffing, as a savings book and book for saving.
- Compact and portable: compact A6 binder - lightweight and perfect for on the go. Ideal for savings planner, money saving challenge, money saving, 100 days savings book and as a pocket saver! Perfect for the 100 envelope challenge and save money challenge!
- Ideal gift options: the stylish money organiser - the perfect gift for savings book fans, money saving lovers, money planner users and beginner budget! Also ideal as a money saving book and for the saving challenge. Ideal for your budget planning!
- Free 30-Day Returns
- Full Refund for Damaged or Incorrect Items
- Guaranteed Delivery or Money Back
- Secure Checkout & Fast Support
- Multifunctional: the budget planner with password lock supports cash stuffing, envelope method and saving challenge budget planner. Ideal for the money saving challenge, save 100 days challenge, 100 envelopes saving challenge and as a wallet to save
- Secure and private: security thanks to lockable password lock. Perfect for your saving folder for money, savings book for money challenge, saving folder for money German and as a money organiser for cash or money organiser folder.
- High quality and durability: made of PU leather - durable and robust. Ideal for cash stuffing, as a saving folder, saving folder, saving book for money and book for saving. Ideal for cash stuffing, as a savings book and book for saving.
- Compact and portable: compact A6 binder - lightweight and perfect for on the go. Ideal for savings planner, money saving challenge, money saving, 100 days savings book and as a pocket saver! Perfect for the 100 envelope challenge and save money challenge!
- Ideal gift options: the stylish money organiser - the perfect gift for savings book fans, money saving lovers, money planner users and beginner budget! Also ideal as a money saving book and for the saving challenge. Ideal for your budget planning!
The perfect companion for your financial planning and savings goals - our budget planner is not only a practical tool, but also a stylish accessory for your everyday life. With its 100-page capacity, this A6 ring binder planner offers enough space to safely store up to 100 banknotes, checks or important documents. Thanks to the integrated password-protected combination lock, we guarantee maximum security and privacy for your valuable documents.
Made from high-quality materials, this budget binder is not only durable, but also compact and lightweight, making it ideal for storage at home or on the go. Its elegant design makes it a perfect gift for friends, family or colleagues who want to better organise their finances.
Whether you are participating in a savings challenge, running a budget book 2025 or just want to keep track of your budget - this financial planner is your ideal partner. With additional features such as cash slots and the ability to integrate savings challenge templates, it helps you achieve goals like save 5,000 euros or even save 10,000 euros.
As part of our budget planner accessories, this A6 ring binder is versatile - whether as a money book for money, wall money box replacement or simply as a money storage for everyday use. Turn your financial planning into a savings challenge and experience how easy it can be to achieve your goals.
In addition, this A6 ring binder is refillable and perfect for long-term use. If you love the concept of cash stuffing wallet, this budget planner is the ideal choice. Whether as a savings challenge book or money book - it meets all your requirements.
Processing Time
- We process and ship orders Monday through Friday, excluding holidays.
- Most orders are processed within 1–3 business days, depending on product availability.
- Processing time does not include delivery time, which varies based on your location and the product’s shipping origin.
Shipping Coverage
We currently ship to addresses within the United States only.
Products may ship from:
- Our U.S. warehouses, or
- Our international fulfillment centers (including Korea, Japan, China, Australia, Mexico, Canada, the United Kingdom, and the EU).
Each product page clearly displays the “Ships From” location before checkout.
Shipping Methods & Estimated Delivery
| Shipping Method | Estimated Delivery | Cost |
|---|---|---|
| Free Shipping (US) | 5–10 business days | Free, available on eligible items |
| Standard Shipping (US to US by Item) | 5–10 business days | $5.95 for the first item, $3.00 each additional |
| Standard Shipping (From US Warehouse by Weight) | 3–7 business days | Starts at $5.95, increasing by $2 for every additional 4 oz (0.25 lb) up to 1 lb, then by $4 for each additional pound beyond 1 lb. |
| Extended Delivery (Ships from Overseas Warehouse) | 10–20 business days | $14.50 for the first item, $2.00 each additional |
Shipping costs vary by product weight, quantity and origin. Exact rates and delivery estimates are displayed on each product page and confirmed during checkout.
Free Shipping
We offer free standard shipping on select products or during promotional periods. Availability of free shipping will be displayed on the product page and at checkout.
Carriers
We primarily use USPS and UPS for U.S. deliveries. Items shipped from international warehouses may be handled by partner carriers depending on the country of origin.
Import Duties & Taxes
All import duties and taxes for goods imported into the United States are included in the product price. There are no hidden fees or additional charges at checkout.
Tracking & Notifications
Every order is fully trackable. You will receive a tracking number via email once your order ships. If your order ships in multiple packages, each package will have its own tracking number. If you don’t receive a shipping confirmation immediately, your order is still being processed and will arrive within the estimated timeframe shown at checkout.
You can track your shipment anytime using the Track Your Order page on our website.
Order Changes & Cancellations
If you need to modify or cancel an order, please contact our customer support team as soon as possible. Orders can only be canceled before they ship. Once shipped, cancellations are not possible, but you may request a return after the item is delivered.
Contact: support@ibspot.com
Item Not Received
If your tracking number shows “Delivered” but you haven’t received your package:
- Check with your local USPS or UPS office.
- Confirm that the shipping address provided was correct.
- If the issue remains unresolved, contact support@ibspot.com for assistance.
Damaged or Lost Parcels
If your package arrives damaged or fails to arrive, please contact us immediately. For deliveries to P.O. boxes, ibspot is not responsible for damage caused by weather, temperature, or theft.
Customer Support
For any questions about shipping, tracking, or delivery, our customer support team is here to help.
Email: support@ibspot.com
We’re always happy to help.
Please read our policy carefully before making a purchase.
We aim to ensure every customer has a smooth and transparent experience with ibspot.com.
Order Cancellation Policy
Customers may request to cancel an order before it has been shipped.
Once the package has been shipped, cancellations are no longer possible; however, you may still request a return after receiving your order.
How to Request a Cancellation
You can contact us through:
- Email: support@ibspot.com
- Contact Form: Submit a request through our Contact Us page
Please submit your cancellation request as soon as possible after placing the order to allow us to process it before shipment.
Return Policy
We accept returns for most items within 30 days of delivery for a full refund.
To be eligible for a return:
- The item must be unused, in the same condition as received, and in its original packaging.
- A tracking number must be provided to confirm the return shipment.
Non-Returnable Items
Certain products cannot be returned, including:
- Perishable goods (for example, food, flowers, newspapers, magazines)
- Intimate or sanitary goods
- Hazardous materials or flammable liquids/gases
- Gift cards
- Downloadable software
- Some health and personal care items
Partial Refunds (If Applicable)
Partial refunds may be granted in specific situations, such as:
- Books with obvious signs of use
- Opened CDs, DVDs, software, or vinyl records
- Items not in their original condition, damaged, or missing parts not due to our error
- Items returned more than 30 days after delivery
How to Return an Item
To initiate a return, please contact us at support@ibspot.com with your order number and details about the product you wish to return.
Our team will provide you with return instructions and a prepaid return label.
Shipping Cost for Returns
Please contact us before returning any item.
We will provide a free return shipping label.
If a return is sent back without prior contact or without our provided label, we cannot be held responsible for return shipping costs.
For items valued over $75, we recommend using a trackable shipping service or purchasing shipping insurance.
We cannot guarantee that we will receive your returned item if shipped independently.
Refund Processing
Once your return is received and inspected:
- In-store returns are refunded to the original form of payment or issued as a gift card.
- Mail-in returns using our prepaid label are refunded to the original payment method within 3–5 business days after we receive your return.
Please allow:
- 5–7 business days for the return to reach our Returns Center.
- An additional 3–10 business days for your bank to post the refund to your account.
Damages, Issues & Claims
Please inspect your order immediately upon receipt.
If you receive a defective, damaged, or incorrect item, contact us right away at support@ibspot.com.
We’ll evaluate the issue promptly and make it right.
Product Claims
Before purchasing, please review product details carefully.
If there is a problem with your order upon arrival, visit our Support Center or contact us directly to arrange return shipping or replacement.
Exchanges
We do not process direct exchanges.
The fastest way to get what you need is to return the original item and place a new order once your return is accepted.
Return Address
IBSPOT Return Center
15 Sawmill Ln
Dover Plains, NY 12522
United States
Customer Support
Our support team is available 24/7 to assist with cancellations, returns, or general inquiries.
Email: support@ibspot.com
Contact Form: Contact Us page
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