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100 Envelopes Savings Challenge Binder with Cash Envelopes, Easy Way to Save $5,050/$10,000, Portable Budget Planner for Home Office School, Perfect for Family & Friends

$23.79

  • All-in-One Budget Binder with Cash Envelopes This savings challenge binder comes with everything you need: a durable A6 PU leather binder, 100 clear cash envelopes, and space to track your progress. Keep your cash organized and your goals on track.
  • Perfect for Teens, Adults & Families Whether you're teaching kids about money or trying to save for a vacation, car, or emergency fund – this budget binder makes saving a fun family activity. Anyone can do it.
  • Compact, Portable & Easy to Use The mini size fits easily in your purse, backpack, or desk drawer. Take it to work, school, or on the go. No more excuses – your savings goal goes where you go.
  • A Motivational Gift That Actually Helps Looking for a thoughtful, useful gift? This savings challenge book is great for birthdays, Christmas, or just to encourage someone to start saving. It’s practical, fun, and way better than another gift card.
  • A Simple & Fun Way to Save 5,050. Nocomplexbudgetingappsorspreadsheets.Justgrabthisminimoneysavingbinder,followthe100−envelopechallenge,andsave5,050 in 100 days. Start small, stay motivated, and watch your savings grow.

Color:
Purple
Part Number:
1QPX37B
Material Type:
Faux Leather
Product Dimensions:
0.83 x 6.34 x 7.68 inches; 4.16 ounces
Isin:
IURMHL1Y8NPO

$23.79

In Stock

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100 Envelopes Savings Challenge Binder with Cash Envelopes, Easy Way to Save $5,050/$10,000, Portable Budget Planner for Home Office School, Perfect for Family & Friends

100 Envelopes Savings Challenge Binder with Cash Envelopes, Easy Way to Save ...

$23.79

  • All-in-One Budget Binder with Cash Envelopes This savings challenge binder comes with everything you need: a durable A6 PU leather binder, 100 clear cash envelopes, and space to track your progress. Keep your cash organized and your goals on track.
  • Perfect for Teens, Adults & Families Whether you're teaching kids about money or trying to save for a vacation, car, or emergency fund – this budget binder makes saving a fun family activity. Anyone can do it.
  • Compact, Portable & Easy to Use The mini size fits easily in your purse, backpack, or desk drawer. Take it to work, school, or on the go. No more excuses – your savings goal goes where you go.
  • A Motivational Gift That Actually Helps Looking for a thoughtful, useful gift? This savings challenge book is great for birthdays, Christmas, or just to encourage someone to start saving. It’s practical, fun, and way better than another gift card.
  • A Simple & Fun Way to Save 5,050. Nocomplexbudgetingappsorspreadsheets.Justgrabthisminimoneysavingbinder,followthe100−envelopechallenge,andsave5,050 in 100 days. Start small, stay motivated, and watch your savings grow.

Color:
Purple
Part Number:
1QPX37B
Material Type:
Faux Leather
Product Dimensions:
0.83 x 6.34 x 7.68 inches; 4.16 ounces
Isin:
IURMHL1Y8NPO

Let’s be real for a second.

Saving money is hard. Not because we don’t want to, but because most methods are boring, complicated, or easy to quit.

That’s exactly why this 100 Envelopes Money Saving Challenge Binder exists.

Here’s the idea:

You get a mini savings binder with 100 numbered envelope slots. Day one you save 

1.Daytwoyousave2. Keep going. By day 100, you’ll have saved $5,050. No math. No stress. Just a simple, satisfying habit.

Inside the binder, you’ll find:

●A sturdy A6 PU leather cover (looks good, feels solid)

●100 clear cash envelopes – pre-numbered 1 to 100

●Enough room to track your progress along the way

The whole thing is small enough to toss in your daily bag, so you can actually stick with it – whether you're at home, work, or grabbing coffee.

Who is this for?

●Teens learning how money works

●Busy adults who want a no-brainer savings system

●Families looking for a fun challenge together

●Anyone with a goal: vacation, debt, emergency fund, or just "I want to save more"

The envelopes are clear, tear-resistant, and easy to use. The binder is made from thick PU leather that won't fall apart after a week. And the best part? You get to see your cash stack up, day after day. That feeling? Totally worth it.

Stop waiting for the "right time" to save.

Click Add to Cart and start your $5,050 challenge today. It’s fun. It’s simple. And it actually works.

Processing Time

  • We process and ship orders Monday through Friday, excluding holidays.
  • Most orders are processed within 1–3 business days, depending on product availability.
  • Processing time does not include delivery time, which varies based on your location and the product’s shipping origin.

Shipping Coverage

We currently ship to addresses within the United States only.

Products may ship from:

  • Our U.S. warehouses, or
  • Our international fulfillment centers (including Korea, Japan, China, Australia, Mexico, Canada, the United Kingdom, and the EU).

Each product page clearly displays the “Ships From” location before checkout.


Shipping Methods & Estimated Delivery

Shipping Method Estimated Delivery Cost
Free Shipping (US) 5–10 business days Free, available on eligible items
Standard Shipping (US to US by Item) 5–10 business days $5.95 for the first item, $3.00 each additional
Standard Shipping (From US Warehouse by Weight) 3–7 business days Starts at $5.95, increasing by $2 for every additional 4 oz (0.25 lb) up to 1 lb, then by $4 for each additional pound beyond 1 lb.
Extended Delivery (Ships from Overseas Warehouse) 10–20 business days $14.99 for the first item, $2.00 each additional

Shipping costs vary by product weight, quantity and origin. Exact rates and delivery estimates are displayed on each product page and confirmed during checkout.

Free Shipping

We offer free standard shipping on select products or during promotional periods. Availability of free shipping will be displayed on the product page and at checkout. 


Carriers

We primarily use USPS and UPS for U.S. deliveries. Items shipped from international warehouses may be handled by partner carriers depending on the country of origin.


Import Duties & Taxes

All import duties and taxes for goods imported into the United States are included in the product price. There are no hidden fees or additional charges at checkout.


Tracking & Notifications

Every order is fully trackable. You will receive a tracking number via email once your order ships. If your order ships in multiple packages, each package will have its own tracking number. If you don’t receive a shipping confirmation immediately, your order is still being processed and will arrive within the estimated timeframe shown at checkout.

You can track your shipment anytime using the Track Your Order page on our website.


Order Changes & Cancellations

If you need to modify or cancel an order, please contact our customer support team as soon as possible. Orders can only be canceled before they ship. Once shipped, cancellations are not possible, but you may request a return after the item is delivered.

Contact: support@ibspot.com


Item Not Received

If your tracking number shows “Delivered” but you haven’t received your package:

  1. Check with your local USPS or UPS office.
  2. Confirm that the shipping address provided was correct.
  3. If the issue remains unresolved, contact support@ibspot.com for assistance.

Damaged or Lost Parcels

If your package arrives damaged or fails to arrive, please contact us immediately. For deliveries to P.O. boxes, ibspot is not responsible for damage caused by weather, temperature, or theft.


Customer Support

For any questions about shipping, tracking, or delivery, our customer support team is here to help.

Email: support@ibspot.com

We’re always happy to help.

Please read our policy carefully before making a purchase.
We aim to ensure every customer has a smooth and transparent experience with ibspot.com.


Order Cancellation Policy

Customers may request to cancel an order before it has been shipped.
Once the package has been shipped, cancellations are no longer possible; however, you may still request a return after receiving your order.

How to Request a Cancellation

You can contact us through:

Please submit your cancellation request as soon as possible after placing the order to allow us to process it before shipment.


Return Policy

We accept returns for most items within 30 days of delivery for a full refund.

To be eligible for a return:

  • The item must be unused, in the same condition as received, and in its original packaging.
  • A tracking number must be provided to confirm the return shipment.

Non-Returnable Items

Certain products cannot be returned, including:

  • Perishable goods (for example, food, flowers, newspapers, magazines)
  • Intimate or sanitary goods
  • Hazardous materials or flammable liquids/gases
  • Gift cards
  • Downloadable software
  • Some health and personal care items

Partial Refunds (If Applicable)

Partial refunds may be granted in specific situations, such as:

  • Books with obvious signs of use
  • Opened CDs, DVDs, software, or vinyl records
  • Items not in their original condition, damaged, or missing parts not due to our error
  • Items returned more than 30 days after delivery

How to Return an Item

To initiate a return, please contact us at support@ibspot.com with your order number and details about the product you wish to return.
Our team will provide you with return instructions and a prepaid return label.


Shipping Cost for Returns

Please contact us before returning any item.

We may provide a return shipping label for your return. If the return is due to our error, such as receiving the wrong item, a damaged item, or a defective product, we will cover the return shipping cost.

If the return is due to the customer’s reason, such as ordering the wrong item, changing your mind, or no longer needing the item, the original shipping fee and the return label fee will be deducted from your refund amount.

If a return is sent back without prior contact or without using our provided label, we cannot be held responsible for any return shipping costs or delivery issues.

For items valued over $75, we recommend using a trackable shipping service or purchasing shipping insurance.
We cannot guarantee that we will receive your returned item if shipped independently.


Refund Processing

Once your return is received and inspected:

  • In-store returns are refunded to the original form of payment or issued as a gift card.
  • Mail-in returns using our prepaid label are refunded to the original payment method within 3–5 business days after we receive your return.

Please allow:

  • 5–7 business days for the return to reach our Returns Center.
  • An additional 3–10 business days for your bank to post the refund to your account.

Damages, Issues & Claims

Please inspect your order immediately upon receipt.
If you receive a defective, damaged, or incorrect item, contact us right away at support@ibspot.com.
We’ll evaluate the issue promptly and make it right.

Product Claims

Before purchasing, please review product details carefully.
If there is a problem with your order upon arrival, visit our Support Center or contact us directly to arrange return shipping or replacement.


Exchanges

We do not process direct exchanges.
The fastest way to get what you need is to return the original item and place a new order once your return is accepted.


Return Address

IBSPOT Return Center
15 Sawmill Ln
Dover Plains, NY 12522
United States


Customer Support

Our support team is available 24/7 to assist with cancellations, returns, or general inquiries.

Email: support@ibspot.com
Contact Form: Contact Us page

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